Thursday 3 September 2015

Medical Officer Multiple Choice Questions And Answers

21) The period of the time in which a notice of claim or proof of loss must be filed is a(n)
 
  A. waiting period
  B. policy dates
  C. time limit (Correct Answer)
  D. grace period
Ans: C

22) A health program for people age 65 and older under social security is
 
  A. tri-care
  B. medicare (Correct Answer)
  C. champva
  D. worker's compensation
Ans: B

23) A Civilian health and medical program of the uniform services is
 
  A. Tri-care (Correct Answer)
  B. medicare
  C. medicaid
  D. worker's compensation
Ans: A

24) A form of insurance paid by the employer providing cash benefits to workers injured or disabled in the course of employment is
 
  A. Tri-care
  B. Champus
  C. Worker's Compensation (Correct Answer)
  D. Medicaid
Ans: C

25) A recap sheet that accompanies a medicare or medicaid check, showing breakdown and explanation of payment on a claim is a(n)
 
  A. fee for service
  B. explanation of benefits (Correct Answer)
  C. coordination of benefits
  D. dual choice
Ans: B

26) a type of insurance whereby the insured pays a specific amount per unit of service and the insurer pays the rest of the cost is a(n)
 
  A. co-payments (Correct Answer)
  B. coordination of benefits
  C. deductible
  D. indemnity
Ans: A

27) In Insurance, greater coverage of diseases or an accident  and greater indemnity payment in comparison with a limited clause is a(n)
 
  A. co-payment
  B. comprehensive (Correct Answer)
  C. deductible
  D. major medical
Ans: B

28) a rider added to a policy to provide additional benefits for certain conditions is a(n)
 
  A. hospital benefits
  B. dread disease rider (Correct Answer)
  C. preexisting condition
  D. none of the above
Ans: B

29) An interval after a payment is due to the insurance company in which the policy holder may make payments, and still the policy remains in effect is a(n)
 
  A. extended benefits
  B. grace period (Correct Answer)
  C. coordination of benefits
  D. lapse time
Ans: B

30) An agreement by which a patient assigns to another party the right to receive payment from a third party for the services the patient has received is a(n)
 
  A. assignment (Correct Answer)
  B. coordination of benefits
  C. non duplication of benefits
  D. none of the above
Ans: A

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